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1016 Luther Avenue , Rockford, IL 61107.
Inviting Turn-Key 3-Bedroom Cape Cod offering a perfect blend of classic warmth and modern updates. Step into a large, sun-filled living room featuring newer, durable laminate wood flooring that sets a welcoming tone. The main level also boasts a bright, cheerful eat-in kitchen that is perfect for morning coffee, along with two comfortable bedrooms and a beautifully updated full bathroom. The entire second floor has a wood-paneled bedroom, a workspace ideal for a private home office and lots of attic storage. The fully finished lower-level features built-in stairwell cubbies designed for creative and easy access, a recreation room perfect for entertaining, laundry room, and an organized utility area with extra storage space. Outside, the easy-to-maintain yard is fully enclosed by a new privacy fence and features a brand-new deck perfect for outdoor entertainment. This move-in-ready gem truly has it all.
MLS ID: 12692425
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1016 Luther Avenue , Rockford, IL 61107.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $851 | $1,044 | $1,081 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,195 | $1,465 | $1,425 |
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