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156 Fossil Cove Lane, Wilmington, IL 60481.
Stunning waterfront home offering 3 bedrooms, 2.5 bathrooms, and an impressive list of upgrades designed for comfort, efficiency, and easy living. Inside, you'll find beautiful hardwood floors throughout, elegant marble countertops, new wooden blinds, and built-in shelving in every closet for exceptional organization and storage. The spacious primary suite features a private bath and walk-in closet, while the large laundry area includes a stacked washer and dryer. The bright sunroom is surrounded by windows, creating the perfect space to relax and enjoy peaceful waterfront views year-round. This home is thoughtfully equipped with an off-grid passive solar system, rainwater collection system, and on-demand hot water heater, offering energy efficiency and sustainability. A 4-foot crawl space provides valuable additional storage. Outside, you'll appreciate the low-maintenance landscaping, composite decking, and a hardwood ADA ramp that can be removed by the buyer if desired. The outdoor shed sits on a concrete foundation and offers endless possibilities as a workshop, storage space, or even a tiki bar. With access from both sides and a concrete apron, it provides additional workspace and versatility. Located near the beach and amenity center, this property combines waterfront living with convenience and modern updates. Many of the windows and doors have been replaced within the last four years for added peace of mind. An added bonus: a neighboring property is also available, creating a unique opportunity for related living, extended family, or investment potential. Shadow Lakes is a private gated community surrounded by miles of interconnecting, spring-fed channels, lakes, and marshes-perfect for fishing, swimming, and boating, with some areas reaching depths of up to 42 feet, offering great opportunities for big fish. Wildlife is plentiful, adding to the natural beauty of the area. The HOA provides a wide range of amenities, including a clubhouse, two community pools, a separate sandy beach, golf cart trails, nature walks, an ice skating rink in winter, a pavilion, a dog park, and sports facilities such as volleyball and basketball courts, pickleball, along with other recreational activities suitable for families and groups. Whether you're looking for a full-time residence or a weekend retreat, this community offers a relaxing and active lifestyle. Conveniently located near I-55 and only 60 minutes from Chicago, it's an ideal escape. The community allows only electric boats and golf carts, with association dues tiered based on level of usage; these dues cover your water, sewer, and garbage costs. Prospective buyers and agents are encouraged to contact Shadow Lakes or visit the website for current rules and detailed information. Please note that lot sizes and square footage are estimated.
MLS ID: 12667158
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156 Fossil Cove Lane, Wilmington, IL 60481.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $354,000 | $354,000 | $354,000 |
| Down Payment | $70,800 | $12,390 | $88,500 |
| Monthly Mortgage Amount | $1,721 | $2,112 | $2,187 |
| Taxes | $493 | $493 | $493 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $156 | $0 |
| Monthly Estimated Total | $2,317 | $2,864 | $2,783 |
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